Travel insurance isn’t necessary, but here’s why you may still want it

• You don’t need travel insurance to protect some vacation expenses, like flight cancellations.
• Travel insurance, however, can cover a lot more than what you invested in your trip, particularly for medical emergencies.
• If you opt for travel insurance, it’s crucial to read the fine print to see what’s actually covered.

With the unofficial start of summer and after more than two years of pandemic uncertainty, travelers are ready to get away – regardless of high prices. 

Americans are expected to spend, on average, $2,644 on summer vacations, 30% more than in 2019, according to the latest Vacation Confidence Index from insurance providers Allianz Partners USA.